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Wedding Insurance
Get the right wedding insurance cover at a price that suits you.
With the average wedding costing around £17,000*, can you afford not to insure your wedding day?
With Wedding Insurance premiums from Ecclesiastical starting at just £19, whatever your wedding plans, you could choose to mix and match your cover to suit your big day just perfectly. |
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What can go wrong with my wedding?
Sadly, things can go wrong. Just look at these examples of claims made under Ecclesiastical's Wedding Insurance:
- Brides dress hung too close to a light fitting and scorched – Ecclesiastical replaced the front panel
- Marquee broken into before the wedding, heaters stolen and cake knocked to the ground - Ecclesiastical paid for replacement heaters and re-icing of the cake
- Wedding rings, shoes and some bridesmaid clothing items accidentally taken to the tip along with some other boxes by the groom – Ecclesiastical replaced the rings and clothing items, including express courier delivery for the shoes so they would be there for the big day.
What are you covered for?
Under Ecclesiastical Wedding Insurance you can protect yourself in the unfortunate event that your wedding is cancelled or curtailed for reasons beyond your control (apart from certain exclusions). The cover will also provide help towards the cost of arranging alternative wedding services to avoid cancellation of the wedding or reception. Plus, you are protected from third party claims if you are legally liable in the event someone is injured or damages property during the wedding. For full details please refer to the Ecclesiastical Wedding Insurance Summary of Cover and Policy Document.
With Ecclesiastical Wedding Insurance you could choose from five tiers of cover or mix and match benefits to meet your needs with premiums starting from as little as £19. The following table illustrates how you can tailor the policy to meet your needs.
| Type of cover |
Limit of cover |
Limit of cover |
Limit of cover |
Limit of cover |
Limit of cover |
You choose the level of cover right for you. For example you could choose: |
| Cancellation or Curtailment |
£5,000 |
£7,500 * |
£15,000 |
£30,000 |
£50,000 |
£7,500
(this type of cover must be included) |
| Re-arrangement |
Up to 75% of the cost of the original service you paid for |
£150 (of a service cost)
(this cover is automatically included) |
| Public liability |
£2m |
£2m |
£2m * |
£5m |
£5m |
£2m
(This cover is automatically included) |
| Wedding attire |
- |
£3,000 |
£5,000 * |
£7,500 |
£15,000 |
£5,000 |
| Wedding rings |
- |
£3,000 * |
£5,000 |
£7,500 |
£15,000 |
£3,000 |
| Cakes, flowers or stationery |
- |
£3,000 * |
£5,000 |
£7,500 |
£15,000 |
£3,000 |
| Gifts |
- |
£3,000 |
£5,000 * |
£7,500 |
£15,000 |
£5,000 |
| Failure of suppliers |
- |
£3,000 |
£5,000 |
£7,500 * |
£15,000 |
£7,500 |
| Wedding photographs & video |
- |
£1,500 |
£2,000 |
£3,000 |
£5,000 |
£1,500 |
| Transport |
- |
£1,500 |
£2,000 |
£4,000 |
£5,000 |
- |
| Wedding documents |
- |
£500 |
£500 |
£1,000 |
£1,000 |
- |
| Legal Expenses |
- |
£20,000 * |
£20,000 |
£20,000 |
£20,000 |
£20,000 |
| Total Premium |
£19 |
£50 |
£82 |
£140 |
£260 |
For this example £61.66 |
or if you prefer call for a quote on 0800 389 3811
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About Ecclesiastical
Ecclesiastical is a long-established insurance and financial services provider. With over 100 years' experience, Ecclesiastical is passionate about providing solutions to individuals, families, groups and organisations that care about their communities and the environments in which they live and work. It also donates a significant proportion of its profits to charity.
As with all insurance terms and conditions apply. See the Ecclesiastical Wedding Insurance Summary of Cover and Policy Documents for full details.
* Excluding honeymoon costs, You & Your Wedding magazine, June 2008
Ecclesiastical Insurance Office plc. (EIO) is authorised and regulated by the Financial Services Authority registered in England at Beaufort House, Brunswick Road, Gloucester, GL1 1JZ, UK. (Reg. No. 24869). Hitched Ltd (Company No. 2925837) is an Introducer Appointed Representative of EIO.
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