What bank accounts do your children have?

E currently has the Halifax one that offers 6% interest for 12 months as long as you pay a regular amount in via DD.  This is up on the 23rd of this month and it will switch to a crappy interest rate.

so i'm after something that i can pay money into as and when i want.  I transfer £10 a month in from my account which is a kind of pocket money for her.  And then we put birthday present money in or any other monetry gifts that she gets.

Apart from the CTF Louie had that special Halifax one and we just switched it to a normal Halifax one once the term was up. I couldn't be doing with researching for hours to gain an extra few pence a year.

Likewise his ister has a young saver account with Natwest which we need to upgrade to a card account as she now gets proper pocket money once a month.

we in same boat ours had the halifax high rate accounts that up until last year they just kept restarting them for us at the end of every 12 months. Now they dont and you have to go in with all birth certificates again and open new account. I couldnt be doing with this every 12 months twice a year as they each ahve own account taken out at different times.

So at moment there money is just doing nothing. We heard about the new child isas but they said we have to sign control over to the children so come 18 they would get there money and we would have no say. Which I am not keen on as I know the money is for my children future and have conditions on what it is being saved for and dont just want ti wasting and at 18 who knows wht they will just do with it.

so so far not found anything appropriate need to look this month as my other childs account end soon

Other than the CTF, we just opened up a Nationwide saving account as it's who we do most of our banking through so can see his account online along with our own, and transfer money to it any time.